1st Central Header Image

Who we are

We’re First Central Insurance & Technology Group (First Central for short), an award-winning, fast-growing UK insurer and innovator in data, delivering market-leading motor insurance, underwriting, distribution, finance, technology and legal services.

Starting out in 2008 with just 62 employees, we’ve grown a lot and now employ over 1,000 people across our multiple locations – Guernsey, Gibraltar, West Sussex and Manchester. We’re proud to say that we have people from 24 different nationalities working here, including India, Russia and America.

As a group, we have a number of companies, which include our underwriter, broker and personal injury claims specialists. Our in-house capabilities, people and commitment to innovation really make us stand out from others in the industry.

Our motor insurance broker, 1ST CENTRAL, has successfully built a customer base of over one million. You’ll find them on UK price comparison sites like Go.Compare, MoneySuperMarket, Compare the Market and Confused.com, and they were the number 1 best-selling brand on these sites in December 2021.

1ST CENTRAL strives to make buying car insurance a more accessible and effortless experience and has quickly made a name for itself in the world of UK motor insurance.

Skyfire Insurance underwrites our car insurance policies. It evaluates the risk and profitability of private motor insurance for UK-based motorists, writing the private motor policy premiums and establishing the right base underwriting price. Our underwriting approach has been fundamental in the success of the group.

Meanwhile, the technological expertise of our developers within the group enabled the creation of a bespoke insurance platform, which is used by 1ST CENTRAL. This has quickly established us as a highly skilled and innovative software development hub and differentiates us from traditional insurance groups.

We’re proud to say that 1ST CENTRAL features prominently in the Insurance Times’ Top 50 brokers listing and receives frequent and coveted industry awards for innovation, products and customer satisfaction. These include being named Insurance Provider of the Year by MoneyAge for the last five years and achieving the prestigious national ServiceMark award from the Institute of Customer Service. Take a look at all the recent awards we’ve won as a group.

As you can see, we’re a fast growing, agile group of companies, and have established ourselves in the world of car insurance and technology. And our success? Well, that’s entirely down to our talented people, who we know are our biggest asset.

Our company


1st CENTRAL is our motor insurance broker and offers 5 Star Defaqto rated car insurance to over one million customers in the UK.

Read more >


We pride ourselves on being a great place to work and empower our people to get on with what matters.

Read more >

Our locations

Across our group of companies, First Central employs over 1,000 people in West Sussex, Manchester, Guernsey and Gibraltar.

Read more >